Agriculture Loans

ST (SAO) Production

Credit limit for Other Crops Oilseed Production Programme    Credit Limit for Pulses Development of Tribal Population    Medium Term conversion Loan  Small /Marginal Farmers   Fertilizers Cash Credit Limit

ST (SAO) Production Loan

Different  lines  of  production  credit  limit under ST  (SAO)  are  made available  to the IPC for financing agriculture purposes viz. credit limit for oilseed (OPP), Pulses (NPDP), Development of tribal populace (DTP) and other crops (STN)

1. ST Credit Limit for Other Crops

During the year 2014-15, credit limit of   Rs. 4363.00 crores was sanctioned  for financing in other crops to Ipc for financing to member farmers other than oilseeds & pulses crop.

1. Oilseed Production Programme

During the year 2014-15 under  Oilseed Production Programme,  IPC Bank has sanctioned aggregate credit limit to the tune of Rs.2373.00 crores to IPC for disbursing the crop loan to the farmer members.

1. Credit limit for Pulses (NPDP)

3 IPC  were  sanctioned  total  credit  limit  of  Rs.100.00 crores for disbursement in pulses crops for the year 2014-15.

1. Credit limit for Development of Tribal Population (DTP)

In the year 1995-96, Govt. of  India  has  started  special programme for development of Tribal populace. Under the above programme, IPC have been selected and credit limit to the tune of Rs. 664.00 crores was sanctioned  in the year 2014-15.

Medium Term Conversion Loan

Failure in crops due to natural calamities in Rabi 2012-13 season, IPC Bank have been sanctioned MT Conversion Loan of Rs. 31.49 crores  for conversion of  the short term loan to medium term loan of their farmer members and kharif 2013 season, 10   IPC Bank have been sanctioned MT conversion loan of Rs 490.53 crores for conversion of the short term loan to medium term loan of their farmer members.

Disbursement of loan for Small / Marginal Farmers

During the year 2013-14, an  amount of Rs. 4350.25 Lacs was issued to small and marginal farmers of the State in short term agricultural production loan.

Fertilizers Cash Credit Limit

During the year  2013-14, Fertilizers  cash  credit  limit of Rs. 108.34 crores was sanctioned to  the purchase of fertilizer from Marketing Federation and distribution of the same to the farmers through the Primary Agricultural Credit Societies.  During the year 2013-14, 23.12 lakh Metric Tones of fertilizer was distributed to the farmers through Primary Agricultural Credit Societies..

Agricultural Loan Disbursement

For the year 2013-14 an amount of Rs. 12000.00 crores was estimated to be disbursed through Primary Agricultural Credit Societies of the State.

Disbursement made to the farmers through our 38 IPC Banks and Primary Agricultural Credit Societies during the last 8 years in Kharif and Rabi season is as under:-

(Rs. in Crores)

Integrated  Rural  Development  Programme /
Swarna Jayanti Gram Swarojgar Yojana (SGSY)

Integrated  Rural Development  Programme  of the  Govt. of India  was implemented to uplift the status of the families living below poverty line which has been replaced by SGSY scheme w.e.f. 1.4.1999. During the year 2013-14  Rs. 1.56 crores  (up to 31.03.14)  crores were disbursed by the IPC Banks in  SGSY.

 Kisan credit card yojana

With a  view to  facilitate  the  member farmers  Credit  card  scheme was  introduced in 15 District which is now extended to all over the State through our Ipc Banks and Primary Agricultural Credit Societies.

The year-wise progress in distribution of Kisan credit cards is as under:-

We are the major shareholders in the distribution of Kisan Credit Card of the State.  As on 31.12.2014, out of the total 7432538 KCC distribution of the State, our share is 4733963 which constitute 63.69% of the total.